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<<With the Roth IRA's now available, should I cut my 401k contributions to
5%, put as much as possible into a self-directed Roth and, if anything is left over, put the rest back
into the 401k?>>

Yes. Go after the company match (take all the free money you can get!), then go after the tax-free growth in the Roth, then capture the balance of the tax-deferred savings.

You might want to change things around to go with an index fund in the 401k, and go for higher growth individual stocks (Keystone, Formula90, UV4, etc.) outside of the 401k.

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