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<<***Your contributions to a Roth are not taxable, no matter when you take distributions. Qualified distributions from a
Roth are not taxable at any time.

A qualified distribution is, generally, any payment or distribution from your Roth IRA made after the 5-taxable-year
period described below under 5-year rule, and:

Made on or after the date you reach age 591/2,
Made because you are disabled,
Made to a beneficiary or to your estate after your death, or
That meets the requirements for First home (up to a $10,000 lifetime limit).>>

Absolutely correct.

But the way that I read the question was that the distributions from the Roth IRA WOULD be taken before the taxpayer reached the qualifying age of 59.5. That being the case, the "earnings" in the Roth IRA would be taxable.

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