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<Our 401k is through Fidelity and offers 9 mutual founds
plus company stock.>

That's not really "self-directed" although it's so much better than the 401K I was in. They were so inflexible! You can only make changes once a month. And they would only have balances for month-end, but it would take them 3 weeks to calculate them!

Whew, had to get that out. Sorry.

Anyway, it's not self-directed unless you buy and sell any stock or any mutual fund. (Or I guess any bond...)

-Tom
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