<They will not lower the rate until I get an offer from them in the mail or see a television commercial advertising a lower rate. If anybody has seen a commercial can you please post the channel and time so I can call them to get a rate of 4.9%. It is only a temporary rate but any amount will help. >The day you posted this message I received in the mail my First USA Platinum Mastercard which I had applied for only the week before. The introductory rate is 4.9% and then it goes to 12.99%, so they are definitely sending out these offers. Call 'em back and tell 'em. Then cancel 'em.
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