No. of Recommendations: 0
I am taking my pension and rolling it over to an self directed IRA when I leave my current employer next month. If I take it before year end, they will use 5.72% as the rate which was the 30 yr treasury note last August..If I delay taking it until January 2002, they will use the 30 year treasury note this August, which will probably be lower than 5.72% which will mean my pension in dollars will be higher. But, they will freeze the account until the January disbursement which means it will not earn any interest for 3 mos. The amount is approx 42k. Would I be better off just taking this year or delaying it until January?
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.