UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next
Author: partyofsix Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76237  
Subject: LumpSum Date: 1/13/1998 8:44 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
I have suddenly fallen into a situation in which:
(1)I now have a $220K lump sum with which to invest...$100k in cash and $120K in Vanguard's Index 500 fund.
(2)I will be earning enough money each year to place me in the highest tax bracket.

With my increased monthly income I plan to fund my kids' college expenses and some sort of inheritance, but what should I do with the $220K that I don't plan on needing for 20 years?

I've read the "13 Steps","The MFIG", and most everything else at the Fool. I understand the balance between the F4, small caps, large caps, and shorts that Tom and Dave recommend, but the reality is that I am in graduate school and won't have the time to spend more than a couple hours each month poring over my investments.

So, you Fools out there, what kind of mix do you recommend?

(1) Should I leave the $120K in the index fund and just F4 the $100K in cash?
(2) Should I F4 all the cash and even dip into the index fund for a heavier investment in the F4?
(3) Should I take some of the index fund money and place it in "Spiders"?
(4) Some other twist?

Thanks much.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Post of the Day:
Value Hounds

Considerable Headwinds for Profire Energy?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement