No. of Recommendations: 1
MadCapitalist: "I prefer the Roth IRA because it is less risky. This is because I know what the tax consequences will be."

Until Congress changes the law. I fully expect that one day Roth IRAs will be taxed just like non-deductible IRAs. There will be much hand wringing and cries of crisis, etc., but the only question for me is when, not if.

"With a 401(k), you have to worry about what Congress will do to tax rates well into the future, as well as guesstimate how much you will be making."

I fail to see why this guesstimating is any different.

Regards, JAFO

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