No. of Recommendations: 2
I started to check it out over a month ago, then got waylaid by travel planning, travelling and finally by jet lag. But today we pulled the trigger and switched from Farmers to Amica -- for our homeowners, auto and umbrella insurance.

I don't know how Farmers stays in business charging over $1,100 more per year for those combined policies. Yes, I do. It's because idiots like me keep paying year after year and never check to see if there are better deals out there. Inspired by some friends who dropped State Farm for Amica, I finally did the research.

We narrowed it down to Amica and AAA. AAA was a few dollars cheaper for identical policies except for one item: Amica's deductible for earthquake coverage is 10% and AAA's is 15%. I figure that the Big One (Cascadia subduction fault) is the most likely event to result in significant damage to the house, so that made the most sense.

Print the post  


Disclaimer - Please Read
A message about professional advice.
Useful Resources
Our Home Center has all you need to make buying and owning a home a great experience. Get or refinance a mortgage and much more!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.