No. of Recommendations: 1
Manage things yourself. Stick to one low cost fund family. I started out by investing in some stocks and a number of different funds. In the end, I put everything in one fund family, Vangard. During the growth years prior to retirement, I would stick to 100% equities. The SP500 is as good as any. I retired early 4 years ago at 49. I'm a little over 90% in equities. Buy and hold is my game. I've stayed with SP500, the Heathcare Fund, Primecap, and CapOp for many years now, and I've been quite satisfied. Since I hope to live several more decades, I plan to stay 90% equities for at least ten more years, then I'll drop down to around 75% in equities. Until you get much older, I would stay away from balance funds and the so-called life strategy funds. They are nothing more than a package of bonds and equity funds. Good luck with whatever route you choose.
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