Mary never told me Edward Jones was in bed with the American Funds she suggested.I don't feel Mary acted in MY best interest.... I feel she was simply in it for the money. Aren't they the ones that offer "objective advice"? Or is that some other fundamentally fradulent company. I forget.The points, as said above, that it is not possible to get objective advice that is worth anything unless the full range of funds is available, and you can then have the advisor pick the best funds. Even then, the advisor could pick badly. But at least there would be a chance of an objective recommendation that was worthwhile.It is not a question whether or not people need advice. It is always helpful to talk to somebody who knows what he or she is doing. Exchange of ideas is good. But there should be a full range of knowledge and a full range of options.Fact is, you could spend $100/year over at the FT-TALK board (http://www.ft-talk.com/forums/) and get better advice than from most advisors. Those people are a real help.
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