Mastiffmama, Great job on the payoff and getting lower rates on everything. That will be my next goal in a couple of weeks. My e-fund has helped me out of the black hole more than a couple times. Good decision on contributing to the e-fund. Congrats in advance on the anniversary. Luckily, I get home before mine next month. I left two days before it last year. Wasn't too happy with that one.Apachemech
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