No. of Recommendations: 1

You wrote, I'm waiting for the retroactive clause to this bill. Talk about not being an optimist:)

Wow. That would be a mess.

I've started front-loading my 401(k) contributions. Pre-tax contributions go first. Next year I should hit the annual limit on pre-tax dollars on my April 15th paycheck. I wonder how they would have me "fix" that? Have my employer return my excess contributions?

Also if they change the limit late next year and excess funds are returned, some people might find switching to Roth contributions ... challenging.

And then there are all the automated systems that would need to be re-programmed at the last minute...

Yeah. I think that would be a real mess.

- Joel
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