Mattman,If you haven't already, click on the "Credit Cards" link form the TMF home page. or go here:http://www.fool.com/credit/Tips.htmI found the following note there:From: BigWordsWatch out for this new way the credit card companies utilize the ol' fine print: In the "Important Information" disclosure box (usually tucked away on the back of that exciting application), look to the column titled "Method of Computing the Balance for Purchases." If it says "Two-Cycle Average Daily Balance," that means they charge you interest on TWO month's worth of purchases. (That is, they charge you the second month, even if you pay your balance off.) So, if you buy a $500 television on June 4th, they will not only charge you interest on your new Sony at the end of June, but at the end of NEXT MONTH'S BILL as well. ALWAYS read the disclosure box!! I received several of these new "LOW INTRODUCTORY INTEREST!" offers in the mail and at least 60% had this little item. Something to watch for.Rogue31"I'm tryin' to think, but nuttin' happens!"