Max your 401K and an IRA or Roth IRA. After that look into a long term buy and hold stock strategy in a taxable brokerage account and/or a tax managed index fund such as those from Vanguard. pauleckler,Why do you like the tax managed index fund better? Vanguard's Index 500 fund, VFINX, is so tax efficient that I've never bothered to look much further.Cheers,GW
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