May I offer my perspective?

The "complete physical" as once administered is pretty archaic. You do not need a neurologic exam if you have no neurologic complaint.

Nowadays, the "physical" is an opportunity for your doctor to review your health screening and see what might be needed: blood work, Pap and Mammo, DEXA scam, colnoscopy, etc; discuss more controversial screening like prostate and explain where the controversy lies; update vaccinations; discuss risky lifestyle choices from poor diet to promiscuity; and even safe storage of firearms.

Undiagnosed depression is common and a great destroyer of quality of life. The same can be said of anxiety. It is often unappreciated even by the sufferer. Elders may be showing early signs of dementia and while there is no meaningful treatment, that does not mean there is nothing to do.

When you come to seem me for stitches or with a headache, I am not going to have a chance to look at your whole picture.

You are always free to not avail yourself of this attention. But why turn your back on hundreds of years of refined understanding of health?
I always thought it was a smart money play to hear what your doctor has to say. I listen to mine....

fd