Maybe I should have made it clear that the 2.5% rate requires that the account holder use ANB's debit card 10 times per month, which was not a problem for me (although I did limit using the card to just a couple of trustworthy local places).My credit union does something similar. It pays 2% on up to $25K and requires 12 transactions per month but those 12 transactions must be RUN AS A CREDIT. I eat out a lot, so every time I go through the McDonalds drive thru, the debit card is automatically run as a credit. So, it's very easy to hit those 12 transactions.
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