Maybe this depends upon area? We recently had our house appraised for a refinance less than a year after buying the house. It was a traditional appraisal. Appraiser was very familiar with the area, came to the house and spent quite a bit of time going through, asked us about the upgrades we put into the house, asked about pricing when we bought the house (it was a divorce situation which the appraiser ultimately noted in the appraisal). She wanted to know if we knew of any other comps not in MLS (for example, any FSBOs) and sought any other information we could give on value. The ultimate appraisal was for more than we had paid for the house and was quite fair. We were given a copy of the appraisal and it was quite thorough....
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