Maybe this guy is a charlatan Most likely, he is not a charlatan. Most likely he's a straight-up guy ---- who is overly confident in his stock picking ability. Wall Street is littered with the bodies of people who thought they were genius investors. it's hard for me to believe that it's not possible to find an advisor who can't do a better job of investing than me after expensesOh, there are probably such advisors out there. But not for the likes of you and me. They are the ones who take new clients only by recommendation of existing clients, and who have minimum account size of $10 million or more.It's quite EASY for me to believe that I can do a better job of investing my money than any of the FA's I could find. "Everything you need to know about successful trading and investing is on the web, gratis. There are no secrets. The rules of the game are known for each of the major market approaches – momentum, value and statistical arbitrage. The main edge you need is called discipline. There are multiple market approaches that have been proven to work (momentum and valuation driven) and yet most people don't have the discipline to stick to them." -- Ivan HoffMy primary concern is what my wife will face if I die first. And for that I have standing instructions: "Scott Burns Couch Potato portfolio50% Vanguard Inflation-Protected Securities (VIPSX), 50% Vanguard Total Stock Market Index (VTSMX), rebalance once a year."
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