Medco is basically a complete fraud.Let's keep in mind that insurance is not about someone else pays your bills, but rather that you pay into the pool a predictable amount when you are healthy, and the pool then pays your bills when you are ill.If you break even on the deal, you are doing well.But then count on Congress to use premiums paid by the middle class to supplement services provided to the poor. Overall either Congress supplements from other tax sources, or expect to be in the red net.As always, the basic problem is that eventually you run out of other people's money. Then it becomes a pay your own way system, and one that protects your household budget from major bumps.
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