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FYI for those of you seeking answers: The US Dept. of Health and Human Services, Health Care Financing Administration (HCFA, pronounced HicFA) provides, free of charge, a booklet called "Medicare and You 2000". This book explains your Medicare benefits, your Medicare plan choices, Medicare managed care plans in your area and Where you can call for help. My Dad has just finished reading this book and found it pointed him to the right places to go. He'd already found some of the information through time consuming and costly methods (hiring a local consultant). He said the book provided all the information he'd had to dig out.

To get this book, call 1-800-MEDICARE (1-800-633-4227) or go to To get it on audio tape, in large typre or in braille, call 1-800-633-4227, or foor TTY/TDD, call 1-877-486-2048 (hearing and speech impaired).

This booklet explains your rights and protections.

Hope this helps.

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