Michael: Can I vent a little? On subject but personal. There’s an insurance company and a bank who are pitching us to, in the first instance, to establish an annuity and, the second, a trust. In both instances the thrust is we live in gentile poverty while maintaining a direction where our children can have the means to do we can’t do because of the structure of the scheme.I can't help but wonder why you are talking to them. Did they capture you and are holding you hostage? Does yout telepnone not have a "hang up" feature?We have a family trust, which we control. It's mainly to avoid California probate, which can take a sizeable chunk of an estate. We also have a small annuity, which we control, from which we derive a small monthly income.Count Uptoten
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