Mike -403b accounts are limited, by law, to annuities & mutual funds! You may select a variable annuity or a 403b(7) custodial account with a mutual fund family for your retirement plan.HOWEVER, your employer-sponsored plan may have rules that do not permit you to pick your own vendor... Most likely the employer has picked a vendor to provide retirement savings plans for the employees. Unless you leave the job you'll need to participate in the plan to save via payroll deduction (and get match money).You MAY be able to make "partial" withdrawals/transfers via Rev. Ruling 90-24, if permitted by your employers plan document. Seek help from a qualified financial advisor on this matter...Good luck, PP
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