Minna,Whenever you get around to considering the utilities, it'll be a good idea to make sure they're not still fighting any ancient battles with their nuclear power plants, or any regulatory decisions to compensate for bad construction plans. I don't know if anyone has suggested "preferred stocks" yet, or not. But, sometimes those can be a little more predictable than bonds, in sofar that their payouts do not fluctuate like bonds do. Hope this is of help.Regards,Eddie
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