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I've got a question about retirement. After five years (vested), I just left a company that had a pension plan. My new employer does not have a pension plan. Is there a way I can start my own "pension" fund on my own. Is it a annuity? If so, is it variable or fixed? I'm currently 38 years old. I've have a small 401K going from the old company and a small IRA. I miss the pension (or security) aspect of the retirement program with my old company because I don't have a lot in other investments.

Thank you for your insights and help.

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