Mitch,<<This is not the only egg in my basket and I still have 15-20 years before retirement. If this egg went away completely, I wouldn't be devastated (disappointed, yes). Thanks to all that contributed to this discussion.>>With a $30K starting pot and 15 -20 years before you have to touch it, you stand a great chance to build a stash that should provide much more than what the pension annuity will provide at age 62. If you can stand the heat, the kitchen ain't half bad.Regards……Pixy
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