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Model year rollout has gotten really weird in the last decade or so. Sometimes they release the new model in January. Some manufacturer will have a 2014 on the lot before spring 2013. That would make a 2012 two years older.

There are insurance products that provide assurance that you'll be able to replace a new car with something equivalent. Someone buying a car such as the OP described should probably look into that sort of protection, or at least be aware of the depreciation.
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