Mom is 62. She has no retirement plan. She's self employed and working hard.
She never learned to invest money. She thought that social security would take care of her, maybe she is a product of her generation...
I want to help! to make a plan and to explain it so it's not intimidating.
I'm just learning about investing myself. I thought we could open a SEPIRA, and a Roth IRA. Can one open a SEP after retirement age of 59 1/2?

Any advice would be so appreciated! thanks.