Money market accounts are essentially like a checking account that earns interest. That is why there are often used to stash "emergency money". Usually no penalties involved.CDs, if before they are mature, you usually lose any accrued interest.Bonds are the trickiest. If you sell, you might loose principle, loose accrued interest or you could owe capital gains. Much depends upon the type of bond too.The quickest and easiest to liquidate is the money market account.JLC
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