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Hi: I'd like to invest about $7,500 in an index fund and put approximately the same amount in a money market fund for my short-term emergency money. My first question is: are money market funds relatively safe? My second is: why is it difficult to find a discount broker that carries money market funds? Harrisdirect has them but Scottrade and Ameritrade apparently do not. First post ever. Apologies for any rules I've broken. Thanks.

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