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First Penn-Pacific Life Ins. offers a universal life policy called Moneyguard. It's paying 6% currently, I believe, offers death, or long term health, or return of money not used benefits. Has anyone used this, or heard of its results? Disadvantage is the upfront buy of the policy payment...but it's considered an investment.
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No. of Recommendations: 0
First Penn-Pacific Life Ins. offers a universal life policy called Moneyguard. It's paying 6% currently, I believe, offers death, or long term health, or return of money not used benefits. Has anyone used this, or heard of its results? Disadvantage is the upfront buy of the policy payment...but it's considered an investment.



Since it's an insurance product, you can bet it has high fees. I would take a long, hard look at this puppy!


Hammer
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Uiversal life insurance policies should not be considered an investment Buy a policy for the death
benefit not the 6% it may earn. These polcies have
fees and loads that eat up a lot of your premium dollars. Also the agents get 50 to 70% first year commission. Why not buy term insurance.
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