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MORAL : Forget Market timing! Timing and Luck are nice, but you can make more money just getting started now.

dharmadollars Date: 4/29/99 8:42 AM Number: 10230
But the operative difference here is the compounding periods.

You must read the moral differently than I do. I understand the moral to make exactly the same point you are claiming was ignored in a "HUGE flaw."
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