No. of Recommendations: 0

Mortgage $1,343.65
Car $ 190.00
My Savings $ 0.00
United Con Fin $ 82.33
Water $ 26.83
Tmobile $ 402.08 (Usally $81)
NES (lights) $ 241.56 (Usally $134)
Nationwide (car) $ 65.55
ADS $ 24.95
Trash $ 17.00
TDS(phone,cable) $ 156.12
Gas for Car $ 100.00
Citifinancial $ 15.00
Marc (Med Bill) $ 25.00
Tithes $ 0.00
Capital One $ 150.00 (CC usally $50)
Suntrust $ 50.00 (was scamed off of $2000)
Hair $ 0.00
Medical Bills $ 50.00
Total $2,940.07


Okay, that's easier for me to read.

Questions. What is ADS? And your cable bill. Why is that so high? Can you cut back on cable? Do you need it when you're bleeding? Do you have heat? What kind? Could you take in a roommate to help with some of the bills?

I gather you live by yourself? No pets? Do you buy gifts for people? Are property taxes bundled in with your mortgage? Is that what you had been spending on gas, or is that what you're currently spending? What do you do for food? Household items like toothpaste or paper towels?

Could you list your credit cards separately, with the rates and the amount owed? That will help.

Are you currently working, or do you have extra income? (You indicated that you were hoping to get a job, so I wondered where the income stream came from).

You need more money from somewhere. Could you be clearer on the job situation?

Just a start,

Nancy
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