Not sure if this is right board, but am curious about almost continuous approaches by Wells Fargo Bank to re-finance- no cost. Am currently at 4.85% and this one would be nearer to 3%. Only downside is going to 30 years from 25 years but who cares as we will not live so long; it is just rent as far as I am concerned. Difference would be $250 per month- why not?
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