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Most 401k plans restrict your investments to a limited number of carefully selected funds. A few do allow stock investments but they are rare.

I would really like to see data on this. My husband worked for Lockheed Martin and they allowed self managed stock investing in their 401K for at least the last 10 years and I doubt they are unique. I also wonder what the data look like when looking at number of employees covered vs by plan for all companies offering a 401K.

Maybe this is bogus but it has the only ratings I could find - http://www.brightscope.com/ratings/

I actually had good choices in a 403B starting around 1990 and going forward.

Urban myth or data based ?
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