Most discount brokers won't charge you a fee for holding your IRA, especially if the amount in it is over $10000 or so. The "full service" brokers will--plus they will charge a lot more when you make a switch.The fees charged by the mutual funds also vary a lot. The lowest in Vanguard, but Fidelity and T. Rowe Price are two others with low fees.You don't say who is the custodian of your IRA, but one of the above three would be a good choice. You could easily move your IRA to one of them--probably the current custodian will charge you $50 or so to close the account. You can talk to your new custodian about whether you can transfer the mutual funds you now own to them or whether you would need to sell them and then get different funds from the new custodian. Best wishes, Chris
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