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Mr. Gorsky writes:

<<Quick question Pixy - I have decided to convert my small traditional IRA with a mutual fund family to a self directed Roth. Is it better to convert it to a Roth within the mutual fund family first or to let the new brokerage firm do that? Any difference in fees typically?>>

You're going to have to liquidate the fund during the conversion anyway. The fund may charge a fee to set up the Roth, and then another when you close it to move to the self-directed Roth. I'd check that out first. As for me, I'd just go directly from the traditional to the Roth. I see no distinct advantage of doing the conversion with the fund first and then moving to the broker. That just adds another step to the process that seems unnecessary to me.

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