Mr O NEILSo in spite of the pay off the plastic litany, I have heard so far, your saying (correct me if I'm wrong), that by putting $2000 in an IRA for me and $2000 in an IRA for my wife I'll save the 38% in taxes on that money or $1520. while throwing the $4000 at the credit card debt would only save me, 18% of $4000, or $720in interest on the debt. So I'm really saving $800and ending up with two $2000 tax sheltered stock portfolios. where's the down side?(feel free to be condecending I think I'm learning something here)
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