Hers is the situation:Inflation adjusted pension of $6000+ per month.Self-employed with net income of $40,000 - $50,000 per year. Expect to work 3-5 more years.Spouse does not work.Existing IRA (Vanguard 2010) with balance of $100,000; existing SEP (individual stocks).Have $200,000 of unexpected, tax-free inheritance.Question: what are max amounts I can contribute to the IRA, SEP, spousal IRA, and /or (potentially) Roth IRA? Goal is to fund these accounts to the max over the next 3-5 years so that various investments will grow tax deferred.I read about limits on each type of IRA, but am having trouble finding how limits apply when more than one type is being used.Thanks in advance.
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