Murray,While money-wise, my experience was not good, I did take away a greater understanding of what I needed to do to plan for retirement. (That was the goal for our meetings) It did serve as a jolt to get us going and helped us make a firm plan. The investment side was the problem for us.If you do go with the adviser, make sure you understand the plan and the reasons for each piece. Then you will be prepared to evaluate the progress and results.If you do not monitor the progress vs expectations, you may find yourself on the short end of the stick.Gene
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