on the advice of my sister,I invested all of a small pension ($69k)into a Pioneer Mutual Fund after having to retire medically. I am on Social Security permanent disability. I paid an up front fee, around $4k, with the understanding that there would be no other fees. I got a computer, and have been reading about mutual funds. I started asking my investor about some of the fees you mentioned, 12b-1, and what the expense ratio is. Now I find out that I am being charged appx. $740.00/yr. I had questioned a $20 feduciary fee I had noticed several months and was told that that was the only fee besides the front load fee. How can I turn this around, what should I do at this point? I would like to talk to a real live advisor and get some answers.
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