My 2 cents: What JAFO said, with a heavy emphasis on point one. The time to get everything set out in writing is while everybody's happy and agreeable. Divorce courts settle these things for married people when things go awry, and there are well-established rules. Not so when co-owners aren't married.Today's bonus penny's worth: Have you talked to potential lenders? I'm not sure exactly what you're planning, but it doesn't sound like you can do it. You might want to inquire over on the Buying/Selling a Home board, where some mortgage pros hang out.Phil
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