No. of Recommendations: 2
My annual income base is $42,600.00 but due to OT and holidays it's always in the low 50's at the end of the year. In 3 months I am due for a perf andvance of about 3%.

Don't know if you are OK or not, but I will offer you this one piece of advice. Set your budget as if you were not receiving the OT. I worked for 9 years using OT to bump my compensation up over $10k a year like you. Then my position was changed in 2002 to salaried, and even with a compensatory raise, my annual net pay dropped by $6000, down to 1998 levels. Needless to say along with other financial hardships last year, this has been a difficult adjustment. I always told myself I know I should not depend on that extra $10k, but...

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