My basic attitude is that any money you can sock away long term tax sheltered, and as pre-tax money, is a good deal. It adds up, and with a 401(k) you can shelter more money annually than you can with just an IRA. And, when you leave the company, you can roll the $ into a self-directed IRA and use one of the Foolish screens to take that sizable base and really make it grow.There are always exceptions, but I think this is the position from which to begin.Just my two cents worth.Eric Hines
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