My copy of the 5305-RA says in Article I, "If this RothIRA is designated as a Roth Conversion IRA, no contributions other tha IRA Conversion contributions made during the same year will be accepted." Since no prototype Roth custodial agreements havebeen approved, the custodians are forced to keep them separate forever as the law stands now. The corrections in the pending legislation are only going to make it worse!
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