My experience with NextCard was nothing but bad.When I opened my account they gave me a 9.9% rate....Three months later, I noticed that the rate had been raised to over 19%!!!When I called to find out why, they told me I had late payments...I was pretty sure I had paid them on time, so I asked them to list the payment due dates and when they received the payments...The MOST overdue payment was 3 days late!!!That's right, 3 days...I immediately applied for an AMEX Delta SkyMiles card, transferred the NextCard balance (about $1500) and closed the NextCard...Chuck
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