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At the end of December I asked if I should take the money out now to pay down the house or wait until march when I needed it. several people on this board avocated pulling it out NOW rather than later and not try to time it. I pulled out the money I needed the 3rd day of January and the rest out monday to pay the taxes on it, and boy am I glad I did. I'm sleeping very well lately even with the market decline.

Thanks for your most valuable advice. This message board has been so valuable to me. I appreciate everybody who take the time to reponds.
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