(my head is starting to ache...)(pounding...)I wish I could say, "Yes, I see!", but I'm not THAT naive where the IRS is concerned. But I do get the general idea.My suggestion is that you and your parents see the attorney who set this up and ask him/her these questions.Yes, I do plan to do that, but it's complicated by us not living close by and attorneys having an unexplainable aversion to working on weekends like the rest of us often have to. 8^) That will have to wait until I can have a day off with enough notice to schedule something, I'm afraid.Thanks for the help!Bruce
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