My husband and I are cuurently working for the same company and have been there
for 2 years. It looks like we may be changing companies sometime in the next few
months. Currently, we are in a 401k managed by Kempner which no one appears to
be satisfied with. It seemes to be known as the "volkswagon" of mutual funds. We both
have less than $20,000 total in the plan. We pulled money out previously (from other
jobs) and have learned the hard way how stupid that is. Anyway, we are not sure
whether or not to leave the money where it is or roll it over. Does anyone have any
suggestions? Also, if we were to move it, what company would be recommended. We
don't have much time once we find out and it will be a very hectic time for us because
we will be moving across the country. We want a simple option. Thank you very much
for your help.

Simple option.

Take the money since you are years away from retirement and will not be associated with the company.

Pick a large mutual fund, Vanguard, Fidelity etc.

Call and get forms to open an IRA money market account. Ask how you go about a direct transfer form employer fund to their fund. You do not want to touch the money (potential tax problems). Have the fund handle the transfer if possible. Once you settle down figur out where to invest the money. Better yet might be to get an index fund so you will not be out of the market.