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My husband and I retired in a hurry because of an emergency situation with my parents. We moved to the US from overseas and just received our retirement funds into our checking account from overseas.

What is the best place to put this money where it will be safe and have a reasonable return?

Before we deal with where, let's clear up what. Exactly what was the source of these funds? IOW, you call them "retirement funds," but a US retirement account under US tax law wouldn't be overseas even though you were. From our long association on the BB Board I know you're US citizens who have been living overseas for some years, but I don't know exactly how these funds came about. It could make a difference in the way you title ownership.

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