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Author: buzman Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75383  
Subject: Re: Ss at 62 for younger spouse? Date: 3/3/2014 6:52 PM
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My husband had to take SS at 62 due to illness. My own SS is smaller than half of his. If something happens to him, my understanding is that I'd get full spousal benefit, no matter if I start collecting my own benefit at 62 or later.

Your survivor benefit is not affected by when you start your SS.

Each year you wait wait the benefit based on your earnings increases 8% until you reach FRA.
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